Terms and conditions

Introduction

These terms and conditions govern the relationship between you (the User of this website, including any sub‑domains unless expressly excluded by their own terms) and Jacqueline Lawrence trading as P‑Factor Coaching, the owner and operator of the website.

Please read them carefully; they affect your legal rights.
Your agreement is deemed to occur upon your first use of the website.
If you do not agree, stop using the website immediately.

User definition – “User” or “Users” means any third party who accesses the website and is not:

Employed by Jacqueline Lawrence trading as P‑Factor Coaching and acting in the course of employment, or
Engaged as a consultant or service provider to Jacqueline Lawrence trading as P‑Factor Coaching and accessing the site in connection with those services.

You must be at least 18 years old to use the website. By using it, you represent and warrant that you meet this age requirement.

Intellectual Property and Acceptable Use

Ownership – All content on the website (unless uploaded by Users) belongs to Jacqueline Lawrence trading as P‑Factor Coaching, its affiliates, or relevant third parties. “Content” includes text, graphics, images, audio, video, software, data compilations, page layout, underlying code, and any other information stored electronically.
License for Personal Use – You may, for personal, non‑commercial purposes only:
- Retrieve, display, and view the Content on a device.
- Download and store the Content in electronic form on a local disk (not on any network‑connected server).
- Print one copy of the Content.
Restrictions – You must not reproduce, modify, copy, distribute, or use the Content for commercial purposes without written permission from Jacqueline Lawrence trading as P‑Factor Coaching.

Prohibited Use

You may not use the website for any of the following:

Actions that could damage the website or interfere with another person’s use/enjoyment.
Harmful, unlawful, illegal, abusive, harassing, threatening, or otherwise objectionable behavior, or any breach of applicable law/regulation/governmental order.
Making, transmitting, or storing electronic copies of copyrighted Content without the owner’s permission.

Registration

Ensure that all registration details you provide are accurate and complete.
Notify us immediately of any changes to your personal information.
We may suspend or cancel your registration with immediate effect for reasonable purposes or if you breach these terms.
You may cancel your registration at any time by notifying us in writing at the address listed below. Cancellation does not affect any statutory rights.

Links to Other Websites

The website may contain links to external sites that are not under our control.
We assume no responsibility for the content of those sites and disclaims any liability for loss or damage arising from their use.
Inclusion of a link does not imply endorsement of the linked site or its operators.

Privacy Policy and Cookies Policy

Use of the website is also governed by our Privacy Policy and Cookies Policy, incorporated herein by reference. (Please click the links on the website to view them.)

Availability of the Website and Disclaimers

All online facilities, tools, services, or information provided through the website (the Service) are offered “as is” and “as available.” We give no warranty that the Service will be defect‑free.
To the maximum extent permitted by law, we provide no express or implied warranties of fitness for a particular purpose, accuracy, compatibility, or quality.
While we use reasonable endeavours to keep the website secure and free of malware, we give no guarantee; Users are responsible for their own security.
We accept no liability for any disruption or unavailability of the website.
We reserve the right to alter, suspend, or discontinue any part (or the whole) of the website, including products or services. These terms will continue to apply to any modified version unless expressly stated otherwise.

Limitation of Liability

Nothing in these terms limits or excludes liability for:
- Death or personal injury resulting from negligence.
- Fraud or fraudulent misrepresentation.
- Any liability not permitted to be limited by law.
We are not liable for losses arising from events beyond our reasonable control.
To the fullest extent permitted by law, we accept no liability for:
- Business losses (e.g., loss of profit, revenue, goodwill, contracts, commercial opportunities).
- Loss or corruption of data, databases, or software.
- Special, indirect, or consequential loss or damage.

General

Users may not transfer any of their rights under these terms to another person. We may transfer our rights where we reasonably believe your rights will not be affected.
We may vary these terms from time to time; revised terms apply from the date of publication. Users should check regularly for updates.
These terms, together with the Privacy Policy and Cookies Policy, constitute the entire agreement and supersede all prior discussions or agreements.
The Contracts (Rights of Third Parties) Act 1999 does not apply; no third party has any right to enforce any provision.
If any provision is found invalid, illegal, or unenforceable, that provision will be severed, and the remainder will remain in force.
No delay, act, or omission by a party in exercising any right or remedy shall be deemed a waiver of that or any other right.
This agreement is governed by the law of England and Wales; any disputes shall be subject to the exclusive jurisdiction of the English and Welsh courts.

Contact Details

Jacqueline Lawrence trading as P‑Factor Coaching
40 Southerton Road, London, W6 0PH
Website: https://www.p-factorcoaching.com
Email: Jackie.Lawrence@p-factorcoaching.com